How To Get An Insurance License in Illinois
The first step to launching your business as an independent producer is obtaining your insurance license.
If you live in Illinois, you will need to apply for a Resident Producer's License with the Illinois Department of Insurance (IDOI).
To sell Medicare plans with ABC Medicare Plans, you will need to obtain an Accident & Health license. The Life Insurance license is not required, but many agents complete their requirements since most of the pre-licensing study courses cover that material.
You also may need a Life License to enroll your clients in additional coverage beyond Medicare plans.
To become a resident insurance producer in the state of Illinois you must complete the following requirements:
- Complete the pre-licensing requirement of 20 hours per line of authority; 7.5 of the 20 hours must be completed in a classroom setting i.e. life, Accident/Health.Here is a link to our Education provider look-up up where you can find a certified provider. http://www.statebasedsystems.com/solar/index.html
- Once you have completed your pre-licensing requirement you may then take the insurance examination. Please take a copy of your proof of completion for your pre-licensing course to the test center, you will not be allowed to sit for the exam without it. Exam Fee $102
- Please review the Insurance Licensing Examination Candidate Handbook
. The handbook describes how, when and where to apply for the producer examination.
- When you pass the licensing examination you will be given your pass sheet along with an instruction sheet by the test administrator, Pearson VUE. Carefully read the instruction sheet and retain for your records. If you fail the exam, Pearson VUE will provide the results and the procedures to arrange for another exam.
- VERY IMPORTANT - Please wait five (5) days after passing your exam, at that time you will be able to apply online at www.nipr.com. Here are step by step directions to help you with the application process. License Fee $180
Additional Information
You MUST wait 5 days after passing your exam, to apply for your license.
Illinois is using the last day of your birth month as your expiration date and the fee paid for licensure through NIPR will be prorated for the birth month expiration date.
Once you have completed the application process through NIPR and you have received an e-mail from them that is was a successful transaction your application will be submitted to Illinois.
Effective 8-1-2012, Illinois now requires that you apply for your license electronically. Please see the company bulletin at http://insurance.illinois.gov/cb/2012/CB2012-02.pdf
Uniform application for Individual Producer License/Registration
How to Print Your License
- Go to www.statebasedsystems.com
- At Step 1: Select Illinois.
- At Step 2: Click on Print License
- This should take you to the License Manager page
- Change Jurisdiction to: Illinois
- Enter Individual or Business Entity at Entity Type:
- Enter Last Name
- Enter NPN#
- Enter Last 4 digits of SSN
- Click on “Search”
- Once you have searched for your transcript with License Manager, click the list icon on the black tool bar on the summary page. (top of page) For best results, print your education transcript in landscape orientation. Here's how: 1) click the list icon on the black tool bar; 2) click the Properties button or link in the Print dialog box; 3) select the Layout/Finishing tab; 4) select the Landscape radio button; 5) click the OK button; 6) at the main Print screen, click the OK button. The select print directions may differ, depending on your printer.
New Non-Residents License
Go to www.nipr.com
- Click on the “Apply for License” button
- At “Know which application you need?”click on the words “Non-Resident Licensing”
- Under “NRL State Requirements” scroll down and click on Illinois
- Scroll to the bottom of this page and click on “APPLY HERE”
- Scroll to bottom of the Use Agreement page and click on “Accept”
- Sign-In page – This page begins the application
- Use drop down and click on your home state.
- Enter your home state license number
- Click on dot next to Individual
- Click on dot by “Apply for a new Non-Resident License OR resume an existing application”
- Enter last 4 digits of SSN or NPN #, click “Next”
- STATE SELECTION page - click on the box next to “Illinois” then click on “Next”
- LICENSE SELECTION page - click on the box next to “Producer” click on “Next”
- LOA SELECTION page - click on the boxes to indicate what line of authority you want in Illinois, click “Next”
- FEE DETAILS page - Review of the fee, if the license has expired within 1 year you will be required to pay the reinstatement fee, click “Next”
- PERSONAL DATA page – enter your personal data paying special attention to items marked with a red * once completed click on “Next”
- BUSINESS DATA page – enter your business data paying special attention to items marked with a red * once completed click on “Next”
- At next page scroll to bottom and click “Next”
- ALIASES page enter any aliases you might have done business as and click “Next”
- AGENCY OR BUSINESS ENTITY AFFILIATIONS page - Illinois does not require affiliations, scroll down to bottom of page and click “Next”
- EMPLOYMENT HISTORY page - please enter 5 years of employment history and click on “Next”
- BACKGROUND page - Answer all background questions and click on “Next”
- APPLICANTS CERTIFICATION AND ATTESTATION page – Read and scroll to bottom and click on the box next to “Agree”, click on “Next”
- VERIFICATION EMAIL page - If you need to enter an alternate email address please do and then click on “Next”
- SUBMITTER page - click on button next to “Yourself” (unless you are not the producer that is being applied for then click on the button next to “on behalf of Someone Else” and fill in all information) Click on “Next”
- Please click the dot next to how you want to pay, billing details will automatically come up to the left, fill them in and press “Next”. License Fee $250
If you have any problems please contact NIPR at 855-674-6477 or you can email customerservice@nipr.com
How to Renew Your Resident Producer License
Important Information for renewal
COMPLETE YOUR CE EARLY, THERE IS NO EXTENSION TO COMPLETE YOUR CE AND IF YOU ARE LATE A PENALTY FEE OF DOUBLE THE UNPAID LICENSE FEE WILL BE ASSESSED.
- You must be CE compliant at least ten (10) business days prior to your renewal date.
- CE compliant means:
- Complete 24 hours of course study of which 3 of those hours must consist of in the classroom or webinar ethics.
- The CE hours must be on SBS at least 10 business days from the date the CE provider banked them to your record.
- Please Note – your education provider has 10 days from the Saturday after you take the exam to send your results to the Department. Il. Admin. Rules Title 50 3119.45 (b) (1) States
“…The producer should complete the course no later than 1 month prior to the license extension date to allow time for the provider to submit proof of completion to the Director…”
CE provider look-up
http://www.statebasedsystems.com/solar/index.html
Here are step by step directions for the online renewal application.
Renewal Fee $180
Reinstate Resident License
Resident Reinstate Directions
Go to www.nipr.com
1. Click on “Apply for License”
2. At “Know which application you need?” Click on “Resident Licensing”
3. Under “RL State Requirements” scroll down and click on Illinois.
4. On the left hand side of the screen in green click on “APPLY HERE”
5. Scroll to bottom of the USE AGREEMENT page and click on “Accept”
6. At” Resident State:” use the drop down and select “Illinois”
7. At “License Type” click on the dot next to “Individual”
8. Click on the dot by “Apply for a new Resident License, add a Life of Authority, OR resume an existing application”.
9. At “SSN or FEIN” enter your SSN#
10. Enter Last name at next box then click “Next”
11. The next page lists the lines of authority (LOA) and License Class, chose the LOA you are reinstating, then click “Next”.
12. PERSONAL DATA page – please review and fill in the information paying special attention to the areas marked with a red *
13. BUSINESS DATA page - At next page enter your business information, underneath you can give us your business address to be added to your record or just click on the dot by “Use Residential Address” Click on “Next”
14. MAILING ADDRESS page - At this page you may choose to give us a different mailing address or use your resident or business address, please choose one and click on “Next”
15. ALIASES page - At next page enter any Alias’ you may have used and click “Next”
16. AGENCY OR BUSINESS ENTITY AFFILIATIONS page - Illinois does not require affiliations, please scroll down and click on “Next”
17. EMPLOYMENT HISTORY page - At this page you must enter 5 years of employment history then click on “Next”
18. BACKGROUND page - Please answer all background questions following all instructions given, click “Next”
19. APPLICANTS CERTIFICATION AND ATTESTATION page - Read the Attestations and click on the dot by “Agree”, then click “Next”
20. VERIFICATION EMAIL page - Please enter an email address for a verification email then click “Next”
21. SUBMITTER page - At this page, if you are the producer please click the dot next to “Yourself” then click “Next". If you are an Authorized Submitter you must complete all information, then click on “Next"
22. FEE DETAILS page - The next page tells you what your fees are, review and click on “next” (your fee maybe prorated as our expiration dates are birth month). Reinstatement Fee $360
23. Please click the dot next to how you want to pay; billing details will automatically come up on the left hand side of the screen, fill them in and press “Next”.
If you have any problems, please contact NIPR at 855-674-6477 or you can email them at customerservice@nipr.com
How to Renew your Nonresident License
Go to www.nipr.com
- Click on “Apply for License”
- At “Select a type of application” click on the drop down and select “Renew License”
- At “Select the state in which you wish to apply” click on the drop down and select “Illinois”
- At “Are you a resident or a non-resident of that state?” click on the drop down and select “ Non-Resident”
- At “Are you an adjuster?” click on the drop down and select “No”
- At “Are you applying for a Business or an individual License?” click on the drop down and select “Individual”.
- Click on “Continue”
- At this page click on the green “APPLY HERE”
- At USE AGREEMENT page, scroll to the bottom and click on “Accept”
- At this next page click on the drop down at “Resident State” and select your state.
- At “*Resident License Number:” enter your home state license number
- “License Type:” click on the dot next to “Individual”
- “What do you want to do:” click on the dot next to “Apply to renew an existing Non-Resident License OR resume an existing renewal application.
- At ”* Please enter one of the following” enter the last four digits of your SSN
- At “National Producer Number“ enter your NPN# and click on “Next”
- At the License Selection page scroll down to :
State | License Number | License Type | Expire Date | Lines of Authority Notes (if applicable) |
And at License Type click on the box next to “Producer” then click on “Next”
- On the Fee Details page, review the pending license fee and click on “Next”
- PERSONAL DATA page, complete all biographical information that has a red * , click on “NEXT”
- Business Data page, complete all Business Information that has a red *, click on “Next”
- Mailing Address page, please select or enter the applicant’s mailing address, click on “Next”
- AFFILIATIONS page is not required by Illinois; you may skip this and click on the “NEXT” button.
- BACKGROUND QUESTIONS answer all of the questions truthfully and click on “NEXT”
- APPLICANT’S CERTIFICATION AND ATTESTATION page, read carefully then click on the box next to “Agree”, click on the “NEXT” button.
- Alternate Email Addresses page, add an additional email address or click on “NEXT”
- SUBMITTER page, if you are completing the application for yourself, click on the dot next to the word “Yourself” if you are filling this out for someone else, please indicate that and complete the rest of the form. Click on “NEXT”
- Choose Payment Type page, click on the method you wish to pay and complete the “Billing Details” paying special attention to the red *. Click on “Next”. Renewal Fee $250
- This is as far as this instructions sheet can go with you, please print out anything that you are allowed to print for your records
If you have any problems please contact NIPR at 855-674-6477 or you can email customerserivce@nipr.com
How to Reinstate a Non-Resident Licence
Go to www.nipr.com
1. Click on “Apply for License”
2. At “Know which application you need?” Click on “Non-Resident Licensing”
3. Under “NRL State Requirements” scroll down and click on Illinois.
4. Scroll down and click on “APPLY HERE”
5. Scroll to bottom of the USE AGREEMENT page and click on “Accept”
6. At” Resident State:” use the drop down and select your state.
7. At “License Type” click on the dot next to “Individual”
8. Click on the dot by “Apply for a new Resident License, add a Life of Authority, OR resume an existing
application”.
9. At “SSN or FEIN” enter your SSN#
10. Enter Last name at next box then click “Next”
11. The next page lists the lines of authority (LOA) and License Class, chose the LOA you are reinstating, then click “Next”.
12. PERSONAL DATA page – please review and fill in the information paying special attention to the areas marked with a red *
13. BUSINESS DATA page - At next page enter your business information, underneath you can give us your business address to be added to your record or just click on the dot by “Use Residential Address” Click on “Next”
14. MAILING ADDRESS page - At this page you may choose to give us a different mailing address or use your resident or business address, please choose one and click on “Next”
15. ALIASES page - At next page enter any Alias’ you may have used and click “Next”
16. AGENCY OR BUSINESS ENTITY AFFILIATIONS page - Illinois does not require affiliations, please scroll down and click on “Next”
17. EMPLOYMENT HISTORY page - At this page you must enter 5 years of employment history then click on “Next”
18. BACKGROUND page - Please answer all background questions following all instructions given, click “Next”
19. APPLICANTS CERTIFICATION AND ATTESTATION page - Read the Attestations and click on the dot by “Agree”, then click “Next”
20. VERIFICATION EMAIL page - Please enter an email address for a verification email then click “Next”
21. SUBMITTER page - At this page, if you are the producer please click the dot next to “Yourself” then click “Next
If you have any problems please contact NIPR at 855-674-6477 or you can email them at customerservice@nipr.com
Reinstatement Fee $500