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Getting Licensed in New Jersey

Getting Licensed in New Jersey

What type of Insurance License is needed to offer Medicare plans in New Jersey?

 Accident and Health Insurance Producer License

 

What are the steps to apply for an insurance in New Jersey?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI. Registration can be completed most efficiently by signing up online at PSI. You may also schedule over the phone at (800) 733-9267. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

To cancel your exam, you must contact PSI Exams at least two days in advance or forfeit your registration fee.

Exam Fee: $45

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

Once you have completed your examination you will be made aware of your results. If you pass, you will immediately receive a successful notification and a score report. If you fail, you will receive a diagnostic report indicating your strengths or weaknesses by examination type with the score report.

Your score will automatically be reported to NIPR and the Department of Insurance.

Step 4: New Jersey law requires all individual applicants for an insurance license to submit fingerprints and written consent for a criminal history check. The Department recommends scheduling your fingerprinting scan immediately after passing the licensing exam.

Schedule your appointment online with IdentoGo or by phone at 1-877-503-5981. Upon your appointment, you must present the appropriate and completed Universal Form and proper identification. Proper identification must be issued by a Federal, State, County, or Municipal entity and include your photo, name, address, and date of birth. The Universal Form may be accessed on the Department of Insurance’s website.

Fingerprint Fee: $62.66

Step 5: Apply for your license. New Jersey resident applicants must use the online application service at www.nipr.com. Additional licensing application guidance may be accessed on the NIPR website.

License Fee: $170

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

 

How do I study for my Insurance License in New Jersey?

 We recommend using ExamFx for re-licensing study.

 

How do I schedule to take the Insurance exam in New Jersey?

Schedule your exam with your state’s testing provider, PSI. Registration can be completed most efficiently by signing up online at PSI. You may also schedule over the phone at (800) 733-9267. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

Exam Fee: $45

To cancel your exam, you must contact PSI Exams at least two days in advance or forfeit your registration fee.

When I test for the Insurance License are there different parts?

  • Field Underwriting Procedures        
  • Types of Health Policies        
  • Health Policy Provisions, Clauses, and Riders        
  • Social Insurance
  • Other Health Insurance Concepts
  • New Jersey Laws, Rules, and Regulations Common to All Lines
  • New Jersey Laws, Rules, and Regulations Pertinent to A&H

 

How do I apply for a non-resident Insurance License in New Jersey?

Non-residents may apply for their license online at NIPR.

Nonresident License Fee:$170

 

How do I renew my Insurance License in New Jersey?

ALL licensed resident producers and nonresident producers who meet renewal requirements for the current licensing cycle and whose licenses are active and not lapsed can renew online.

Please note that there is an additional processing fee of $20.00 if you do not renew online.

Resident and Nonresident Renewals

To renew online, please visit NIPR, you must have all continuing education credits satisfied and recorded with PSI Services LLC and the Department.

What do I do if my license has expired in New Jersey?

 Applications received more than 30 days but less than one year following the scheduled expiration date are considered late.

A late fee of $100 dollars must be submitted with the renewal fee making the total $250 dollars. Any former licensee failing to renew within one year of the scheduled expiration date must re-qualify as a new applicant.

**Any renewal submitted on paper rather than online will be charged an additional $20 processing fee.

 

 What do I do for continuing education to keep my license in New Jersey?

Renewal Guidelines

New Jersey licensed Producers are required to take 24 hours of CE, including 3 hours of ethics/fraud prevention, every 2-year license term.

The license term for both Producers and Adjusters ends at the end of the birth month every other year.

Repeated Courses

Producers cannot take a course more than once within 2-year license term.

Credits Carried Over

New Jersey does not allow excess credits to be carried forward into the next licensing period.