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Getting Licensed in Pennsylvania

Getting Licensed in Pennsylvania

What type of insurance license is needed to offer Medicare plans in Pennsylvania?

Accident and Health Insurance Producer License

 

What are the Licensing Steps in Pennsylvania?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI. The fastest way to schedule your exam is to do so online at PSI Exams. You can also schedule your exam over the phone at (888) 818-5822. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

Exam fees vary depending on the topic, but most are $43.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph and your Certificate of Completion. You will not be able to take your exam if these requirements are not met.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at PSI Exams

Your score will be displayed on screen at the end of the examination and a score report will be emailed to you. NOTE: Candidates taking a remotely proctored exam must select to end both the exam portion and survey portion of the test in order to receive your on-screen results and emailed score report.

Step 4: Apply for your license. Pennsylvania resident applicants must use the online application service at www.nipr.com.

Resident License Fee $55

Be aware that the state of Pennsylvania requires fingerprinting. It is recommended that you complete your licensing application before beginning the fingerprinting process. Candidates must visit the IdentoGO website to schedule their reservation at ueroll.identogo.com or by telephone at (844) 321-2101. You must indicate, when registering online, the service code for the Pennsylvania Insurance Department: 1KG8Q3.

Fingerprinting Fee $22.60

**Effective Tuesday, November 28, 2017**

Starting November 28, 2017 applicants requiring fingerprint submission may begin registering online via their website IdentoGo or by telephone at 844-321- 2101 Monday through Friday, 8 A.M. to 6 P.M. EST.

Following registration, the applicant will be provided with a registration number that they will take with them when they go to the IdentoGO site for fingerprinting.

Applicants must be registered with IdentoGO prior to arriving at a fingerprinting site. When registering online an applicant must use the appropriate service code assigned to the Insurance Department, which is 1KG8Q3.

Using the correct service code ensures the background check is processed for the correct agency and submitted for the correct purpose. Fingerprint requests processed through any other agency or purpose cannot be accepted. As a reminder, individuals should not register for a fingerprinting appointment and submit their fingerprints until after they have passed any exam requirements and applied for licensure.

Payment is made at the IdentoGO center after the applicant’s fingerprints have been submitted. Credit card, debit card, check or money order, are the only payment methods accepted. No cash transactions or personal checks will be accepted.

How do I study for my health insurance license exam in Pennsylvania?

Study Materials

Pennsylvania requires potential agents take and complete a state approved prelicensing course before taking their licensing exam. Orders will be charged a $5 state reporting fee at checkout.

The exam for each type of license consists of questions that test knowledge of topical areas listed in the content outline for that exam. We recommend using ExamFX for pre-licensing study. ExamFX prelicensing study materials for Pennsylvania can be found herehowever, you can also order exam specific practice tests at PSI Exams.

 

How do I schedule to take my health insurance exam in Pennsylvania?

The fastest way to schedule your exam is to do so online at PSI Exams. You can also schedule your exam over the phone at (888) 818-5822. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

 

Are there different parts to the health insurance exam?

  • General Insurance Concepts
  • Accidental and Health Insurance Basics
  • Individual Accident and Health Insurance Policy Provisions
  • Disability Income and Related Insurance
  • Medical Plans
  • Group Health Insurance
  • Dental Insurance
  • Health Insurance for Senior Citizens and Special Needs Individuals
  • Federal Tax Considerations for Health Insurance
  • Insurance Regulation

 

How do I apply for a nonresident health insurance license in Pennsylvania?

Non-Residents must submit initial license for individuals electronically through NIPR . Non-Residents must also reinstate/reapply through NIPR’s Non-Resident License (NRL) application.

Non-Resident License Fee: $110

 

How do I renew my health insurance license in Pennsylvania?

Applicant must have an active renewable license and active equivalent license for requested LOAs in Pennsylvania. Renewal period starts 60 days prior to expiration (Day after expiration date) and applicants must be CE compliant.

Resident and non-resident Pennsylvania agents may renew their license two ways:

Renew Online:  Sircon

By Mail:     Pennsylvania Insurance Department

           Bureau of Licensing and Enforcement

           1227 Strawberry Square

           Harrisburg, PA 17120

License Renewal Fee is $55 for Residents and $110 for Non-Residents.

 

What do I do if my health insurance license has expired in Pennsylvania?

The reinstatement of an inactive license are accepted through the Resident Licensing Renewal (RLR) if the LOA status reason is “Failure to Renew – Reinstateable” or “Canceled for Continuing Education – Reinstateable.”

License Reinstatement Fee is $165 for both Residents and Non-Residents.

 

What do I do for Continuing Education to keep my health insurance license in Pennsylvania?

Pennsylvania requires its licensed insurance professionals to complete continuing education credits to maintain their license. Failure to complete the minimum 24-hour requirement during your two-year licensing cycle will result in the voluntary termination of your license.

CE Guidelines

Your certificate of completion will be emailed to you within two (2) business days. Completions are reported to state entities within two (2) business days of the certificate having been issued. Best Practice: CE should be completed at least 30 days prior to the license expiration date to allow ample time for the CE provider to report the credit. This will also allow time for the licensee to process their renewal prior to expiration.

Repeat Courses

A course cannot be repeated for credit more than once in a 2-year licensing period.

Approved Courses

Students may take an approved course in any line of authority to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type.

Credits Carried Over

Licensees may carry over a maximum of 24 hours into the next license terms.

Resident Producers

Producers licensed in Pennsylvania must complete 24 hours of CE every 2-year license term. Ethics credits are not required for successful completion of PA continuing education. Producers must renew and have met all their CE requirements either before or on the expiration day of their license.

Non-Resident Producers

Nonresidents are exempt from all CE requirements in Pennsylvania. A nonresident who has completed the initial long-term care training in another state with a substantially similar requirement will be deemed compliant with Pennsylvania’s requirement.