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Getting Licensed in West Virginia

Getting Licensed in West Virginia

What type of Insurance License is needed to offer Medicare plans in West Virginia?

West Virginia Accident and Health insurance (Producer) license.

What are the steps to apply for an insurance license in West Virginia?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-2614. Your examination fee is $88.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and your certificate of completion. You will not be able to take your exam if these requirements are not met.

Be aware that the state of West Virginia requires fingerprinting with your insurance agent licensing application. Fingerprinting requirements should be met after the licensing exam is taken and passed as they are valid for only 30 days after the printing has taken place. Candidates must contact MorphoTrust to schedule their reservation at an IndentoGo center by calling (855) 766-7746 or at www.identogo.com. You must indicate that your fingerprints are to be sent to the West Virginia Insurance Commission. Obtain a receipt that contains the 12-digit TCN number that must be submitted along with your license application. The total cost of fingerprinting is $44.50.

Step 4: Apply for your license. West Virginia resident applicants must use the online application service at www.nipr.com. Fax a copy of your fingerprint receipt from IdentoGo to the Agent Licensing Division at (304) 558-4966.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

The West Virginia Office of the Insurance Commissioner website can be found at the following link: wvinsurance.gov

 

How do I study for my Insurance License in West Virginia?

West Virginia requires applicants to take a prelicensing course before sitting for the licensing exam. The courses should cover everything you need to know to take the test. However, there are several resources only that you can study for free. You can use the list below to study all the topics covered by the exam:

West Virginia Accident and Health Examination

96 Questions – 2 hours

General Insurance:

  • Field Underwriting Procedures
  • Types of Health Policies
  • Health Policy Provisions, Clauses and Riders
  • Social Insurance
  • Other Health Insurance Concepts

State Insurance:

  • West Virginia Laws, Rules and Regulations Common to All Lines
  • West Virginia Laws, Rules and Regulations for Accident and Sickness Only

 

How do I schedule to take the Insurance exam in West Virginia?

Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-2614. Your examination fee is $88.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

 

When I test for the Insurance License are there different parts?

Yes, there are 2 categories on the exam- General Knowledge and State Law. Each category covers multiple topics. Here’s a list of each chapter:

West Virginia Accident and Health Examination

96 Questions – 2 hours

General Insurance:

  • Field Underwriting Procedures
  • Types of Health Policies
  • Health Policy Provisions, Clauses and Riders
  • Social Insurance
  • Other Health Insurance Concepts

State Law: 

  • West Virginia Laws, Rules and Regulations Common to All Lines
  • West Virginia Laws, Rules and Regulations for Accident and Sickness Only

 

How do I apply for a non-resident Insurance License in West Virginia?

Individuals may apply for a nonresident producer license at www.nipr.com. The Individual must apply for the same lines of authority as he/she holds in the resident state. The nonresident application fee is $50 plus the NIPR service charge.

 

How do I renew my Insurance License in West Virginia?

In order to maintain an insurance producer license, every individual insurance producer, regardless of continuing education requirements or exemptions, must biennially by the last day of their birth month:

  • Complete a renewal application,
  • Pay the $50 fee,
  • If continuing education is required, have the required number of continuing education hours on file with the Department.

 

 What do I do if my license has expired in West Virginia?

Notice for renewal will be sent to resident producers and adjusters 60 days prior to the expiration date of the license to the address on file with the West Virginia’s Insurance Commissioner’s Office. Renewals can be done by paper or online here. Online license print is available here. License cards are no longer printed and mailed from the Insurance Commissioner’s office. **Nonresident adjusters who obtained their license by taking the EV adjuster exam cannot renew online. They must submit the paper renewal form and check.**

What do I do for continuing education to keep my license in West Virginia?

 

Producers in West Virginia must take 24 hours of continuing education, including 3 hours of ethics, every 2-year license term.

The license expiration date is the last day of the producer’s birth month every two years. The compliance period for continuing education is two years ending on the license expiration date. To view the notice regarding the continuing education biennium change please click here. West Virginia allows an excess of 6 credit hours to be carried forward into the next license term. Any excess ethics credits will be carried over as general credit. A course may not be taken for credit more than once in a 2-year license term.