Q: What type of insurance license is needed to offer Medicare plans in Idaho?
Apply for a agent licensing with health insurance line of authority. Also known as a heath license.
Q: What are the Licensing Steps in Idaho?
Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam. We recommend ExamFX.
Step 2: Schedule your exam with your state’s testing provider, PSI Services LLC, at least 24 hours prior to your desired examination date. The fastest way to schedule your exam is to do so by accessing PSI’s registration Web site at www.psiexams.com. Internet registration is available 24 hours a day. You can also schedule your exam over the phone at (800) 733-9267. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation. Exam fee: $60 (2 attempts)
To change or cancel your testing appointment, you must contact PSI Services, LLC at least 48 hours in advance or forfeit the examination fee. You may reschedule online at www.psiexams.com or call PSI at (800) 733-9267.
Step 3: Take and pass your state licensing exam. On the day of your appointment, arrive at the test center 30 minutes before your scheduled appointment time to complete the necessary sign-in procedures. You must bring with you two (2) forms of personal ID (driver’s license, passport, military I.D., etc.) Both must have your signature, and one of the two must have your photo. You will not be able to take your exam if these requirements are not met.
Your score will be given to you immediately following completion of the examination.
You MUST be fingerprinted at one of PSI test centers. You may get fingerprinted on the day of your examination or walk-in during the regular testing hours. PSI does not schedule appointments for fingerprinting. The $70 fingerprint processing fee may be made payable by money order, cashiers check, company check, VISA or MasterCard (checks are to be made payable to PSI).
Step 4: After you have passed your insurance examination and have been fingerprinted, apply for your license online via www.sircon.com/idaho or www.nipr.com within 180 days of passing and pay the state licensing fees of $80. Detailed licensing information can be found through the Idaho Department of Insurance.
Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.
Q: How do I study for my health insurance license exam in Idaho?
Idaho does not require applicants to complete a prelicensing course but the likelihood of passing the exam will go up if you use one of the prelicensing courses.
We recommend using ExamFX for pre-licensing study.
Here is a list of all the topics covered in the exam:
Idaho Disability/Health Insurance Examination
85 Total Questions
Time Limit: 2 hours, 10 Minutes
Passing score: 70%
General Knowledge:
- General Insurance Concepts
- Accident and Health Insurance Basics
- Individual Health Insurance Provisions
- Disability Income and Related Insurance
- Medical Plans
- Group Health Insurance
- Health Insurance for Senior Citizens and Special Needs Individuals
- Federal Tax Considerations for Health Insurance
State Law:
- Idaho Statutes, Rules, and Regulations Common to All Lines
- Idaho Statutes, Rules, and Regulations for Life & Health/Disability Only
- Idaho Statutes, Rules, and Regulations Pertinent to Health/Disability Insurance Only
Q: How do I schedule to take my health insurance exam in Idaho?
Schedule your exam with your state’s testing provider, PSI Services LLC, at least 24 hours prior to your desired examination date. The fastest way to schedule your exam is to do so by accessing PSI’s registration Web site at www.psiexams.com. Internet registration is available 24 hours a day. You can also schedule your exam over the phone at (800) 733-9267. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
To change or cancel your testing appointment, you must contact PSI Services, LLC at least 48 hours in advance or forfeit the examination fee. You may reschedule online at www.psiexams.com or call PSI at (800) 733-9267.
Q: Are there different parts to the health insurance exam?
Yes, the exam is made up of 2 sections: General Knowledge and State Law. Each section has several topics within in. Here is a breakdown of those topics:
Idaho Disability/Health Insurance Examination
85 Total Questions
Time Limit: 2 hours, 10 Minutes
Passing score: 70%
General Knowledge:
- General Insurance Concepts
- Accident and Health Insurance Basics
- Individual Health Insurance Provisions
- Disability Income and Related Insurance
- Medical Plans
- Group Health Insurance
- Health Insurance for Senior Citizens and Special Needs Individuals
- Federal Tax Considerations for Health Insurance
State Law:
- Idaho Statutes, Rules, and Regulations Common to All Lines
- Idaho Statutes, Rules, and Regulations for Life & Health/Disability Only
- Idaho Statutes, Rules, and Regulations Pertinent to Health/Disability Insurance Only
Q: How do I apply for a nonresident health insurance license in Idaho?
Nonresidents can apply on NIPR for their license in Idaho here: https://nipr.com/licensing-center/state-requirements/idaho-non-resident-licensing-individual
Idaho is reciprocal with the lines of authority carried on the home state licenses. We will verify current licenses with the PDB.
Producers applying for the Variable line must have a valid FINRA Broker Registration.
Licensing fee: $80
Q: How do I renew my health insurance license in Idaho?
- Individual Producer licenses renew every two years.
- A courtesy reminder is sent approximately six weeks prior to expiration of the license to the contact information we have on record.
- You do not need the reminder for renewal. You may apply for renewal up 45 days prior to the expiration of the license.
- The Department considers the renewal of your license to be your responsibility, regardless of whether you receive notice or not. Both online and mail-in renewal options are available through our website.
- Please contact the Department, 208-334-4250, and ask for Producer Licensing if you have questions or need assistance with the renewal process.
- ONLINE license renewal requires a credit card. The fee to renew online is $60 (plus vendor processing fee) if renewing prior to expiration date. Complete all required spaces. You will not be able to submit address changes in the renewal process. Be sure you have provided a current email address. After the renewal has been submitted, you may print a copy of your license at no charge from our website after 24-48 hours. Click here to print a license copy.
- MAIL-IN renewal requires downloading your renewal form from the website and mailing to the Department of Insurance with a check or money order. The fee to renew by mail is $80 if renewing prior to expiration date. A license copy will be emailed to you upon approval. Be sure you have provided a current email address.
- If your license has already expired, please see the Reinstatement Information page.
Q: What do I do if my health insurance license has expired in Idaho?
Non-Residents: If your Individual Producer has not renewed its license before the expiration date, the license will require reinstatement. Non-resident producers can reinstate their license online through either SIRCON or NIPR. The fee is $120 plus applicable processing fees. Reinstatement is available up to one year past the expiration of your license.
Residents: If your Individual Producer license has not been renewed before the expiration date, the license will require reinstatement. Please submit a paper reinstatement form. The fee is $160. Reinstatement is available up to one year past the expiration of your license. Be sure to include: Reinstatement form.
Q: What do I do for Continuing Education to keep my health insurance license in Idaho?
- Idaho residents are required to complete a total of 24 hours each renewal period, prior to submitting a renewal application. A minimum of three (3) of the 24 hours must be in the Ethics course category.
- You may not repeat courses within the same renewal period and get credit again for the repeat.
There is no carryover of credits from one renewal period to another. - CE courses taken BEFORE a license is issued will not count. You must complete the 24 hours between the start and end dates of your current renewal period. And, you can begin taking courses anytime between these dates!
- There is no grace period for the CE requirement or renewal deadlines! Monetary penalties will begin to accrue the day following your license expiration date. We use the date of course completion to determine whether or not you were on-time.
- By law, CE providers have 30 days to upload your credits into the system. Your license will not be renewed until your CE credit is in the system.
- We suggest you complete your CE courses at least three weeks prior to your expiration date.
- To be sure you are taking courses that will apply, use our Course Catalog, which shows only currently approved Idaho courses. You contact the provider directly to sign up for courses.
- Remember you need to actually make application for renewal … this is a separate step.