How To Get An Insurance License in Minnesota

Licensing Information

Licensing Steps

Studying for Exam

Scheduling the Exam

Parts of the Exam

Renewal Information

How to Renew

Continue Education

Expired License

Nonresident License

Q: What type of insurance license is needed to offer Medicare plans in Minnesota?

Accident and Health Producer Insurance License 

Q: What are the Licensing Steps in Minnesota?

Step 1: Complete a pre-licensing course that has been approved by the Department of Insurance. We recommend using ExamFX Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. Certificate population may be delayed by a short period time due to need for proctor validation.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at https://home.pearsonvue.comYou can also schedule your exam over the phone at (888) 273-1946. our exam may be taken at a physical Pearson VUE examination center or via a remote online proctored exam.

Exam Fee $39

To cancel or reschedule your exam appointment you must contact Pearson Vue at least 48 hours in advance of your scheduled appointment or forfeit your examination fee.

The state of Minnesota requires fingerprints accompany licensing applications. For additional information regarding fingerprinting methods please see the candidate handbook published by PearsonVUE.

Fingerprint Fee $67.25

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name, photograph, and signature. The other must contain your signature and legal name. You must also supply your certificate of completion as proof of pre-licensing education completion. You will not be able to take your exam if these requirements are not met.

Security measures are taken at the testing site. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin.

If testing at a Pearson VUE testing site, the score report will be provided at the test center. If testing online, candidates will need to log into their Pearson VUE account to obtain their score report.

Step 4: Apply for your license after submitting your fingerprints. Minnesota resident applicants may apply for their license via Sircon.

License Fee $75

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

Q: How do I study for my health insurance license exam in Minnesota?

Minnesota requires potential agents take and complete a state approved pre-licensing course before taking their licensing exam.

We recommend using ExamFX for pre-licensing study.

Q: How do I schedule to take my health insurance exam in Minnesota?

Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at https://home.pearsonvue.comYou can also schedule your exam over the phone at (888) 273-1946. our exam may be taken at a physical Pearson VUE examination center or via a remote online proctored exam. 

Q: Are there different parts to the health insurance exam?

There are 2 parts of the test in Minnesota:

  1. General Knowledge which includes Product Knowledge, Terms and Concepts
  2. Minnesota Specific which includes State Statutes, Rules and Regulations

Q: How do I apply for a nonresident health insurance license in Minnesota?

Complete the Producer license application online at Sircon .

  • Applicant must appear on NAIC Producer Database with an active Resident license in good standing in another state for each line of authority applied for. 
  • The Minnesota Non-Resident license terminates immediately if the Resident license terminates

License Fee $75

Q: How do I renew my health insurance license in Minnesota?

You may renew your license no more than 90 days before its expiration date. If you try to renew more than 90 days prior to its expiration you will receive a message that states: “The National Producer Database found your resident license but did not identify any licenses for renewal at this time. Please try again at a later date.”

To process your renewal please visit Sircon.

Renewal Fees: Producer license renewal fees are $50 per line of authority plus the current technology surcharge of $25.

Q: What do I do if my health insurance license has expired in Minnesota?

  • To process your reinstatement please visit Sircon
  • An individual insurance producer or adjuster who allows the license to lapse may, within 12 months from the due date of the renewal fee, reinstate the license without the necessity of passing a written examination. However, a penalty in the amount of twice the unpaid renewal fee must be paid by the individual for any renewal fee received after the due date.
  • The licensee must be CE compliant before the reinstatement will be approved. 
  • Reinstatements are not allowed for business entities. If your business entity license has lapsed you will need to reapply for the license.
  • If your license has been expired for more than 1 year you will need to reapply for the license. If an exam is required for licensure you will need to retest, get fingerprinted, and reapply for the license. 

Late Renewal Fee $100

Q: What do I do for Continuing Education to keep my health insurance license in Minnesota?

  • Producers in Minnesota must take 24 hours of continuing education, 3 of those hours being in ethics, during each licensing period, every 2 years on the last day of licensee’s birth month.
  • Producers must complete their continuing education and have their credits posted 30 days prior to their license expiration date.
  • No more than one-half of the credit hours per licensing period may be credited to a person for attending courses sponsored by, offered by, or affiliated with an insurance company or its agents. 
  • Courses may not be taken for credit more than once in the same licensing period.

Minnesota Insurance Licensing Candidate Handbook

Minnesota Insurance Department Website