Q: What type of insurance license is needed to offer Medicare plans in Missouri?
Accident and Health Insurance Producer License
Q: What are the Licensing Steps in Missouri?
Step 1 (optional): Complete a prelicensing course that helps prepare you to take and pass your licensing exam. We recommend ExamFX.
Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (866) 247-4740. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
**To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.
Exam Fee: $29
Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph. You will not be able to take your exam if these requirements are not met.
Step 4: Submit the NAIC Uniform Application for Individual Insurance Producer License after the waiting period of 24 hours. You can do so through NIPR.
License Fee: $100
Q: How do I study for my health insurance license exam in Missouri?
We recommend using ExamFx for prelicensing study, however, PearsonVue also has practice tests available.
Q: How do I schedule to take my health insurance exam in Missouri?
Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at PearsonVue. You can also schedule your exam over the phone at (866) 247-4740. Your exam may be taken at a physical Pearson Vue examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.
Exam cost: $29
Q: Are there different parts to the health insurance exam?
General
- Field Underwriting
- Types of Health Policies
- Health Policy Provisions, Clauses and Riders
- Social Insurance
- Other Health Insurance Concepts
State
- Missouri Rules and Regulations Common to All Lines
- Missouri Rules and Regulations Pertinent to Health Only
Q: How do I apply for a nonresident health insurance license in Missouri?
All non-residents can apply for licensing in Missouri through the National Insurance Producer Registry, NIPR. Nipr also includes all of the information and steps you need to get licensed.
Non-Resident Fee: $100
Q: How do I renew my health insurance license in Missouri?
To renew your license in Missouri, you will need to complete your Continuing Education (CE) courses, both online and in-person. There is a pdf of all the Missouri Board approved training agencies here: TrainingAgencyList.pdf (mo.gov).
Once you are CE compliant, you will be able to renew your license and pay the $100 renewal fee. You will need to renew your license every 2 years, and if you are late to renew your license, you will have to pay $25 per month until you do. Your renewal period is 90 days before your license expires but you will want to complete it early to avoid potential delays.
Q: What do I do if my health insurance license has expired in Missouri?
If you are late to renew your license, you will incur a late fee for each month it is late until you are CE compliant, have paid the renewal fee, and have applied for the renewal. If you are over 12 months late to renew, you will have to retake your licensing exam and reapply for your license.
Late Renewal Fee: $100+$25 for each late month
Q: What do I do for Continuing Education to keep my health insurance license in Missouri?
CE Guidelines
Producers in Missouri are required to take 16 hours, 3 of those being in ethics, every 2 years. The license term is 2 years from the license issuance date.
Repeat Courses
A course may not be repeated more than once in a 2-year license term.
Credits Carried Over
All hours that are earned in excess may be carried into the next 2-year license term.