Q: What type of insurance license is needed to offer Medicare plans in New Hampshire?
Accident & Health or Sickness Insurance Producer license
Q: What are the Licensing Steps in New Hampshire?
Step 1 (Optional): Complete an optional pre-licensing course that helps prepare you to take and pass your licensing exam. We recommend ExamFX.
Step 2: Schedule your exam with your state’s testing provider, Prometric. The fastest way to schedule your exam is to do so online at Prometric. You can also schedule your exam over the phone at (800) 869-6603. Your exam may be taken at a physical Prometric examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
Exam Fee is $50.00.
To change or cancel your testing appointment, visit Prometric. You must make changes at least 24 hours prior to the exam appointment to avoid forfeiting your exam fee.
IMPORTANT NOTE: When you register for ExamFX pre-licensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.
Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.), which must contain your photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.
Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at Prometric.
Once you have completed your examination you will be made aware of your results.
Step 4: Apply for your license. New Hampshire resident applicants must use the online application service at NIPR. Additional licensing application guidance may be accessed on the NIPR website.
License Fee is $210.00.
Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.
Q: How do I study for my health insurance license exam in New Hampshire?
The New Hampshire Insurance Department does not specify an official study manual. You are free to use materials of your own choosing to prepare for the license exam. However, because of the number, the diversity of approach and the currency of other publications, neither the Department nor Prometric lists or recommends study materials.
We recommend using ExamFX for pre-licensing study.
Q: How do I schedule to take my health insurance exam in New Hampshire?
The fastest way to schedule your exam is to do so online at Prometric. You can also schedule your exam over the phone at (800) 869-6603. Your exam may be taken at a physical Prometric examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.
Q: Are there different parts to the health insurance exam?
There are 10 sections of the test in New Hampshire:
- Insurance Regulation
- Health Insurance Basics
- General Insurance
- Health Insurance Policy General Provisions
- Disability Income and Related Insurance
- Medical Plans
- Group Health Insurance
- Dental Insurance
- Insurance for Senior Citizens and Special Needs Individuals
- Federal Tax Considerations for Health Insurance
Q: How do I apply for a nonresident health insurance license in New Hampshire?
If you are applying for a nonresident license and hold a similar license in your home state, you will not have to take an exam. Nonresident individual producers with resident or designated home state licenses are required to apply for original and renewal licenses online with the NAIC at the National Insurance Producer Registry at http://www.nipr.com/.
Nonresident License Fee is $210
Q: How do I renew my health insurance license in New Hampshire?
- The license renewal period begins 90 days prior to expiration and ends at midnight the day of expiration. All resident producers with a major line of authority must be CE compliant. All renewals are processed electronically via www.nipr.com
Business entities cannot change the DRLP of record through the renewal process. If you wish to change the DRLP complete the DRLP change form and mail with a$50 check to the department prior to processing the renewal. DRLP must be actively licensed in NH and hold the same lines of authority as the entity.
- Individual Producers- Licenses expire the last day of the birth month.
- Business Entities expire 5/31.
- NON RECEIPT OF AN EMAIL REMINDER DOES NOT NEGATE YOUR RESPONSIBILITY TO RENEW YOUR LICENSE.
- Any license not renewed on time will have all active appointments terminated upon the expiration of the license.
The renewal fee for residents and non-residents is $150
Q: What do I do if my health insurance license has expired in New Hampshire?
- Resident individuals applying to reinstate licenses within 2 years of expiration must be Continuing Education compliant.
- Non Resident Individuals must be licensed in good standing in their home state.
- Total reinstatement fee is $300
- Two or more years after license expiration initial license procedures and fees apply
- Residents Apply Online with the National Insurance Producer Registry (NIPR) and select “apply here”
- Non Residents Apply Online with the National Insurance Producer Registry (NIPR) and select “apply here”
Q: What do I do for Continuing Education to keep my health insurance license in New Hampshire?
New Hampshire licensed Producers are required to take 24 hours of CE, including 3 hours of ethics, every 2-year license term.
The license term ends on the last day of the licensee’s birth month at least 13 months, but not more than 25 months, from the effective date of the license and every 2 years thereafter. Adjusters must renew biennially on 10/1. Producers must complete their continuing education 60 days prior the license expiration date to avoid penalty. New Hampshire does not allow excess credits to be carried forward into the next licensing period.
Producers may take any producer approved course, they may not take courses approved for adjusters only. Not more than 10 credits out of the 24 required may be in the category of ethics.
- LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit Long Term Care Insurance, producers must be licensed with a Life/Accident and Health or Sickness, or Life license and must complete an 8-hour course in Long Term Care Partnership Training. Producers must then complete a 4-hour ongoing training requirement every 2-year license term following the initial completion date of the 8-hour training.
Nonresidents who have completed their CE requirement in their home state will be deemed compliant for New Hampshire’s continuing education requirement.