How To Get An Insurance License in Tennessee

Resident License

The first step to launching your business as an independent producer is obtaining your insurance license.

If you live in Tennessee, you will need to apply for a Resident Producer's License with the Tennessee Department of Commerce and Insurance (TDCI).

To sell Medicare plans with ABC Medicare Plans, you will need to obtain an Accident & Health license. The Life Insurance license is not required, but many agents complete their requirements since most of the pre-licensing study courses cover that material.

You also may need a Life License to enroll your clients in additional coverage beyond Medicare plans.

Pre-Licensing Study

The first step to getting licensed is to sign up for a study course that will help you prepare for the exam.

We recommend using WebCE, an online study course.

1) Enrollment instructions for WebCE:  

  1. Go to and click "Course Catalog"
  2. Select "PreLicense Exam Prep"
  3. Choose your "State" and click "Continue".
  4. Select your license and click "Continue".
  5. Select your Exam Prep Package.
  6. Click "Add to Cart"
  7. Your ABC-discounted pricing is $49.95
  8. Enter your personal information
  9. Enter your payment information and click on "Place Order Now" to complete your purchase and begin studying.


2) Schedule your exam

There are several testing sites across the sate and you can choose where to take the exam.

You may contact Pearson Vue at to schedule your exam. The website will include a list of testing locations with contact information.

You may also review this TDCI Candidate Information Booklet that outlines the entire process.

Exam Cost: $54


4) Schedule your fingerprinting appointment 

Electronic fingerprinting appointments must be made through IdentoGO By MorphoTrust USA (formerly known as L1 Enrollment) by calling 888-467-2080 Monday through Friday, 8AM–5PM Central time, or by scheduling online at

Read more about the electronic fingerprint process.

Fingerprinting Fee: $35.15

5) Get fingerprinted

Go to the designated fingerprint site at the appointed day/time, bringing along all required materials. All candidates are required to bring identification that is deemed acceptable, listed under Acceptable Forms of Candidate Identification, to the test center on the day of examination.

Acceptable Forms of Candidate Identification

Candidate must present two (2) forms of current signature identification. The name on the identification must exactly match the
name on the registration. The primary identification must be government issued, photo-bearing with a signature and the secondary
identification must contain a valid signature. Identification must be in English.

Primary ID (photograph, and signature, not expired)

• Government-issued Driver’s License
• U.S. Dept of State Drivers License
• U.S. Learner’s Permit (plastic card only with photo and signature)
• National/State/Country Identification Card
• Passport
• Passport cards
• Military ID
• Military ID for spouses and dependents
• Alien Registration Card (Green Card, Permanent Resident Visa)

Secondary ID (signature, not expired)

• U.S. Social Security Card
• Debit (ATM) Card or Credit card
• Any form of ID on the Primary list

If the ID presented has an embedded signature that is not visible (microchip), or is difficult or impossible to read, the candidate must
present another form of identification from the Primary ID or Secondary ID list that contains a visible signature.
IDENTGO does not recognize grace periods. For example, if a candidate’s driver’s license expired yesterday and the state allows a
30-day grace period for renewing the ID, the ID is considered to be expired.

3) Take your exam

Your exam will consist of multiple-choice questions and will be taken on a computer at the testing location.

After submitting your exam, your results will be provided before you leave the location.

If you pass and qualify for a license, you will be provided with certification that will be needed to apply for your actual license.

If you fail, you will be allowed to reschedule your next attempt. Information will be provided to you each time before you leave the facility.

6) Apply for your Tennessee license  

Submit your application and filing fee ($50.00) to the TN Department of Commerce and Insurance electronically at OR file the paper Uniform Application. YOU MUST WAIT 48 HOURS FROM TAKING THE EXAMINATION TO SUBMIT

License Fee: $50

Apply for License


7) TDCI will review your application

Processing time for paper applications is 15 days from receipt in the Agent Licensing Section. You will be issued a license by the Tennessee Department of Commerce and Insurance once you pass your examination and the Department of Commerce and Insurance is satisfied that you meet all other licensing requirements. THE TENNESSEE

8) Print your new license

After the license has been issued, you may view and print your license online using the Licensee Lookup tool.

Non-Resident License
License Renewals