How to get an Insurance License in West Virginia

Licensing Information

Licensing Steps

Studying for Exam

Scheduling the Exam

Parts of the Exam

Renewal Information

How to Renew

Continue Education

Expired License

Nonresident License

Q: What type of insurance license is needed to offer Medicare plans in West Virginia?

West Virginia Accident and Health Insurance Producer License.

Q: What are the Licensing Steps in West Virginia?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-2614.

**To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.
**Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Exam Fee: $88

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and your certificate of completion. You will not be able to take your exam if these requirements are not met.

**Be aware that the state of West Virginia requires fingerprinting with your insurance agent licensing application. Fingerprinting requirements should be met after the licensing exam is taken and passed as they are valid for only 30 days after the printing has taken place. Candidates must contact MorphoTrust to schedule their reservation at an IndentoGo center by calling (855) 766-7746 or at www.identogo.com. You must indicate that your fingerprints are to be sent to the West Virginia Insurance Commission. Obtain a receipt that contains the 12-digit TCN number that must be submitted along with your license application.

Fingerprinting Fee: $44.50

Step 4: Apply for your license. West Virginia resident applicants must use the online application service at www.nipr.com. Fax a copy of your fingerprint receipt from IdentoGo to the Agent Licensing Division at (304) 558-4966.

Q: How do I study for my health insurance license exam in West Virginia?

West Virginia requires applicants to take a prelicensing course before sitting for the licensing exam. We recommend using ExamFx. 

Q: How do I schedule to take my health insurance exam in West Virginia?

Schedule your exam with your state’s testing provider, PearsonVUE. The fastest way to schedule your exam is to do so online. You can also schedule your exam over the phone at (800) 274-2614.

Exam Fee: $88

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.
**Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Q: Are there different parts to the health insurance exam?

General Insurance

  • Field Underwriting Procedures
  • Types of Health Policies
  • Health Policy Provisions, Clauses and Riders
  • Social Insurance
  • Other Health Insurance Concepts

State Law

  • West Virginia Laws, Rules and Regulations Common to All Lines
  • West Virginia Laws, Rules and Regulations for Accident and Sickness Only

Q: How do I apply for a nonresident health insurance license in West Virginia?

Individuals may apply for a nonresident producer license at www.nipr.com. The Individual must apply for the same lines of authority as he/she holds in the resident state.

Non-Resident License Fee: $50

Q: How do I renew my health insurance license in West Virginia?

Every individual insurance producer, regardless of continuing education requirements or exemptions, must renew biennially by the last day of their birth month. Complete a renewal application,

Renewal Fee: $50

If continuing education is required, have the required number of continuing education hours on
file with the Department.

Q: What do I do if my health insurance license has expired in West Virginia?

Notice for renewal will be sent to resident producers and adjusters 60 days prior to the expiration date of the license to the address on file with the West Virginia’s Insurance Commissioner’s Office. Renewals can be done by paper or online here.

**Non-resident adjusters who obtained their license by taking the EV adjuster exam cannot renew online. They must submit the paper renewal form and check.

Late Renewal Fee: $50

Q: What do I do for Continuing Education to keep my health insurance license in STATE?

CE Guidelines

Producers in West Virginia must take 24 hours of continuing education, including 3 hours of ethics, every 2-year license term. The license expiration date is the last day of the producer’s birth month every two years. The compliance period for continuing education is two years ending on the license expiration date.

Credits Carried Over

West Virginia allows an excess of 6 credit hours to be carried forward into the next license term. Any excess ethics credits will be carried over as general credit.

Repeat Courses

A course may not be taken for credit more than once in a 2-year license term.