Medicare Supplement Comparison Chart

Medicare Supplement Plans Comparison
The Medicare Supplement Plans comparison chart compares all of the Medicare supplement plans side by side. This allows you to see which ones have the most benefits, and which ones cover the least. Plan F and Plan G cover the highest percentage of benefits, leaving you with very little out of pocket. Also, another feature that many people love about Medigap plans is that they allow you to see any doctor that participates in Medicare. You will have access to hundreds of thousands of providers across the United States.

Visiting a doctor is easy with a Medicare Supplement plan because it doesn’t matter which insurance company your Medicare Supplement plan is through. As long as the doctor accepts Medicare, he will accept your Medicare supplement too.

Find below the Medicare Supplement Comparison Chart.

Medigap Benefits Medigap Plans
A B C D F* G K L M N
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
Part B coninsurance or copayment Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes***
Blood (first 3 pints) Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes
Part A hospice care coinsurance or copayment Yes Yes Yes Yes Yes Yes 50% 75% Yes Yes
Skilled nursing facility care coinsurance No No Yes Yes Yes Yes 50% 75% Yes Yes
Part A Deductible No Yes Yes Yes Yes Yes 50% 75% 50% Yes
Part B Deductible No No Yes No Yes No No No No No
Part B excess charge No No No No Yes Yes No No No No
Foreign travel exchange (up to plan limits) No No 80% 80% 80% 80% No No 80% 80%
Out-of-pocket limit** N/A N/A N/A N/A N/A N/A $5,120 $2,560 N/A N/A

 

* Plan F also offers a high-deductible plan. If you choose this option, this means you must pay for Medicare-covered costs up to the deductible amount of $2,200 in 2017 before your Medigap plan pays anything.

** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.